Do You Make More Money as a Job Floater?

As a child, my only work goal was to find a job and stay at that job for as long as I could to earn more money. I thought that the longer you worked with the company, the more raises you would get, and you would make more money. Well, to my surprise, it turns out that the opposite is true. In fact, according to Cameron Keng, if you stay with a company for longer than two years you will make up to 50% less money over your lifetime.

People working in America are changing jobs more now than ever. The reason is that people are not getting significant raises that compensate them for their skills. They learn the skills, get some experience and then apply for a new job with a better title. The cycle continues until they find a job that they feel is compensating them enough. According to USA today, in 2014 the average raise was only 3%. Cameron states that the current inflation rate is 2.1% according to the Consumer Price Index. So a 3% raise is really only worth about a 1% increase in salary.

More of a Raise Starting a New job

So how much is the raise when you start a job with another company? Well, according to Cameron, when a person leaves a company for another job title, the average raise is 10%-20% increase in salary. In some cases, some people even make 50% when they start at a new company. With the economy improving and more companies starting up, we are at an advantage as a job seeker.

“The world is desperate for skilled labor and companies around the globe are starving for talent. Companies can tout technology replacing labor, but it is only exacerbating the global shortage of human capital and skilled workers. This means that we as employees are positioned better than ever to leverage our abilities for increased pay.”

What does this mean for you? If you are a skilled worker, you are likely to find a job earning more money. If you can hone your skills and become excellent at what you are doing, then you will always find a job and make more money. He uses Jessica Derkis as an example:

“Jessica Derkis started her career earning $8 per hour ($16,640 annual salary) as the YMCA’s marketing manager. Over 10 years, she’s changed employers five times to ultimately earn $72,000 per year at her most recent marketing position. This is approximately a 330% increase over a 10 year career. Derkis’ most recent transition resulted in a 50% increase to her salary. Derkis’ is a great example of how “owning your career” can make a huge difference in your income and career path.”

The Other End of The Spectrum

On the other end of the spectrum, some hiring managers won’t hire a person who doesn’t have a lot of time at past jobs. If they see an employee who only stays at companies for a few years, then they won’t hire them. I personally think it just depends on who the hiring manager is. Some hiring managers will see the value that you bring to the company and figure a few years of work is worth the value you provide. Perhaps they think you will plan on staying longer, whatever the reason is, you finding a higher paying job is going to be reliant on the hiring manager and the values that hiring manager has.

So why don’t companies just pay employee’s more to stick around and continue to provide good work? Well, Cameron says that “most companies are not equipt to rapidly promote and reward their best employees for a variety of reasons such as office politics.” Some companies just can’t afford to give raises to everyone as rapidly as they deserve them. Good employees understand this and do what is best for themselves.

Before you jump ship, ensure that you have the skills for a new job or job title that you want. Leaving a job can be stressful, and you may regret it if you work at another job that may pay more, but doesn’t share the values that you have. Do a personal assessment of how happy you are at your current job, how much debt you have, and if you are in a good position to leave the company. If not, leaving may do more harm then good.

What type of employee are you? The long term loyal employee or the kind of employee that tends to jump ship?

Let us know in the comments

Struggling With Debt? Check Out These Tool’s

To me, debt is a scary word. I personally don’t believe that any debt you have is good debt. Even a house payment every month is bad debt. The amount of money that you pay in interest is astonishing if you do the math. But we are told our wholes lives that things like car payments, house payments, and payment plans are just normal things you will have to pay for your whole life.

I personally believe this is how debt becomes a crushing force in people’s lives because you are trapped in “easy monthly payments” that pelt you with interest charges. You have little financial freedom and wonder why your hard-earned paycheck tends to disappear every month. I was lucky enough to spot this negative trend in college as a business major in finance classes calculating these things for myself. Luckily for you, I have found some resources to help you calculate how much interest you are paying with the debt you have. While I had to use excel spreadsheets, you are lucky enough to have this amazing website called nerdwallet.com.

This resource has incredible articles and tools to help you become debt free and maybe shed some light on how much you are really spending on your home or credit cards.

The first tool is called the Debt Payoff Calculator. This is a great tool to give you an idea of how much you are really spending.

 

Don’t Believe Debt is Bad, Check This Out

Before we start, I am not a financial adviser. I do have experience in finance working in banking and studying finance in college but I am not licenced. The following calculations were done using the Mortgage Calculator on nerdwallet.com as a baseline to show you how much you are paying in interest.

Let’s do a test run. Let’s say you buy a moderately sized house in Utah. Around $200,000, a 30-year mortgage, and a 3.9% interest rate. You put $0 down on the mortgage. Your house payment comes to around $1375 a month.

Without any extra payments, you are paying $139,601 in JUST INTEREST.

Let that settle in for a second. Take some time to think about how much money you just gave the bank. You basically paid double for your house. All your paychecks over the course of 30 years went to interest for a house. Right to the bank. It does nothing for you!

Now let’s say you decide to live in an apartment or town home for 30 years and save the money you would have spent.

You find a three bedroom for about $900 a month.

You pay that, it’s a sunk cost.

You take the house payment you would make, subtract the rent, and put the rest in savings.

So $1375-$900= $475 a month.

There are 12 months in a year so 12*30= 360 months.
360*$475= $171,000.

 

So, you end up saving $171,000 instead of paying $339,601 for a house with interest. Sure you have a house that you can sell depending on how the market is doing. Let’s say the housing marketing is up and you sell it for $50,000 more than you paid for it. So you sell it for $250,000 to move to a bigger house or whatever you wanted to do; how much did you really make?

 

Well, the interest is a sunk cost.

So, you have to subtract the total cost of the house from how much you really made.

$339,601-$250,000 = $-89,601

 

To just break even, you would need to sell your home for $339,601. To make as much as the guy who was renting, you need to sell it for $421,000.

Let’s compare the situations. You just lost $139,601 to the bank in interest payments, and the person living in the cheaper apartment made $171,000. That’s a $310,601 difference thanks to interest on one loan.

 

Now some people reading this are thinking of the tax breaks you get and where is the financial analysis that comes with that. I also left out the cost of maintaining your house, HOA fees and taxes you owe being a home owner. I don’t have enough room to do a complete financial analysis for you, but using this tool is ideal for people wanting to know how much they are actually spending for their house, car, etc…and doing the math themselves to try and stay out of debt.

Imagine all the interest payments you are making between credit cards, car loans, cell phone payment plans, and even some clothing credit options.

And people wonder why they can’t retire at age 60.

What is cool about these tools is that you can use them for anything. Your credit cards, phone payment plans, car loans; you can do it with literally anything you purchase on a loan or monthly payment basis. The best part of this tool is that you can adjust how much the interest changes if you put extra money down every month. The slider feature allows you to get an idea of how much money you could save by adding a couple hundred dollars to your payment a month.

If you put an extra $200 down a month on the principle, you would save around $61,000 by the end of the loan period! Its a cool tool and they have a variety of other tools you can use on the website.

 

How is Your Financial Health?

The next tool I wanted to talk about is the Financial Health Score. It’s a simple tool you answer eight questions about your finances, and you discover how healthy your financial life is. The tool will also suggest what your biggest problem is and how to fix it.

Nerdwallet.com is an incredible tool you can use to keep yourself out of debt. I highly recommend using it so you can live the life you want to live and break away from the chains of debt so you can retire and have the life you want later.

If you found this article useful please share it on Facebook or leave a comment!

What did you find most surprising about this article?

How to Get the Most Value From Your Paycheck

Normally I use this blog to talk about career choices and tips for happiness within your career. But today I wanted to cover another subject that I discovered about a year ago and has had a significant impact on my life.

Today we are going to talk about what to spend your money on and how it will make you happier. It’s an article I found on FORBES that you can read for yourself here if you have time.

The title of the article is Why You Should Spend Your Money on Experiences, Not Things and Travis Bradberry is the author behind it.

When you think about buying a new toy, and you compare that feeling you get from the new toy to the feeling you get doing something you love to do, which do you think makes you feel happier?

 

Well, Let’s Experiment.

Think about a toy or object that you bought recently that you feel brings you a lot of happiness. It’s probably something like your new iPhone or a new TV, maybe a new kitchen set you bought.

Try to remember how you felt when you got it. Try to remember how long that happiness lasted and how long you used it.

Now think about a time you spent money to experience something. A local example here in Utah is going to Lagoon, a concert, or skydiving in Ogden.

Which time did you smile more? Which event in your life do you feel brought you more happiness? My initial thought when I tried this test for myself was buying my new iPhone had made me significantly happier. It helped to organize my life and made certain aspects of life easier. But as I started to compare that feeling to the feeling I got thinking about my recent camping trip, I realized that the camping trip gave me a lot more value and made me a lot happier than my new iPhone. I noticed that as I was thinking about the trip and what happened on the journey that I was alright smiling significantly more than I was when I was thinking about the new iPhone. The happiness I got from my camping trip has not faded like the happiness from my iPhone has.

I bet you probably feel the same!

The reason why I believe the experience made me happier than the item I bought is that it provided me with a memory. It gave me experiences with other people, and it’s something that I can think back to when I need a good laugh. It provided me with stories to tell and experiences that helped me grow. You don’t get something like that with a material possession.

“We assume the happiness from buying something will last as long as the thing itself.” – Forbes

 

Experiences Become Part of Our Identity

In the article, Travis states that “Experiences become a part of our identity. We are not our possessions, but we are the accumulation of everything we’ve seen, the things we’ve done, and the places we’ve been.” I think this ties into what I was saying earlier. When you can tell stories about things you have done, people start to associate the experiences you have with who you are as a person. I believe this is one of the reasons that experiences make you happier than material things.

Just think about when you are applying for a job. It’s the same concept! You put all your relative experience on a resume so the hiring manager knows that you can do the job. Experience that you gain from doing the job efficiently and effectively.

When you buy a product, you are happy at first, but the happiness starts to dwindle because you see other products come out that can do more things. The joy sticks around initially but fades with time. It’s natural, and it happens to everything we have ever bought. I think about all the toys my parents bought for me that I played with one time and decided I was bored of it. I never picked it up again, and my parents wasted their hard earned money on a toy that I “needed.” When I think back to my experiences as a child, I remember playing in the jungle gyms at the local Burger King way more than any toy I got in a happy meal. Sliding down the slide on a tray was a way more wild experience than receiving the Star Wars bobble head that broke later that night.

The best part of this entire article is the idea that people keep spending money on things they don’t need but feel like they need to because their friends have the latest model. Then we end up with a house cluttered with so many things we need to use Craigslist or E-Bay just to get rid of some of it. People have yard sales for all the things they don’t need anymore. If we all were happy with the things we had that worked just fine and saved the money we would have spent on the new item (for no reason, like iPhone upgrades), we all would be in less debt and have more stories to tell. That seems like a way more fulfilling life to me.

 

We Do Need to Buy Things, the Trick is to Not Over Consume

Some things in life that we buy do provide us with tremendous value and are worth the money we spend on them. And things do wear out over time and need to be replaced, it happens. I am not saying we all need to stop buying things because if we did then the economy would crash and we don’t want to use ineffective tools. All I am trying to say by writing this article is that if you want a life full of things that you will just get sick of in a few years, then, by all means, buy them. But if you want a life of memories and experiences with people then maybe that’s the way to spend our money. On experiences!

The best part about spending money on experiences is that they honestly don’t cost as much! Think about the new iPhone that costs $800+ and reflect on the benefits of using it. Now compare that $800 to taking your family out for a vacation or multiple events like movies, amusement parks, camping trips, fishing trips, or even just hiking. You would get WAY more value out of those trips, and you could go on multiple trips for the cost of that one phone that you “needed.”

The reality is that you don’t need it. Your phone works just fine and will for a long time. Same with your kitchen supplies, tools, BBQ, or whatever it is that you think you need. Instead, invest in the people around you that are important to you, and I bet you see a change in happiness that you weren’t expecting. If you are wondering why people get to travel the world or retire early, its because they don’t spend money on things they don’t need. They don’t develop bad spending habits and fall into the trap of consumerism. I know a lot of wealthy people, and they all tell me that money doesn’t equal happiness, and I never believed them. But learning about this makes me think that they are right.

If you liked this message don’t be afraid to share it on Facebook or with a friend!

What has been the most memorable experience you have ever had?

How To Put Your Dream Job To Action

One of my favorite quotes that my dad taught me when I was younger is “if you love what you do, you don’t have to work a day in your life.” Now I know that my dad didn’t create that quote and he probably found it online and read it to me, but this quote has been a goal I want to achieve. I think everybody wants that. The idea of waking up every day and being excited to go to your work instead of dreading it. And the best way to love going to work is by doing something that you are passionate about.

I figured a few people that read this blog may be feeling this way or lost and unsure what to do with their lives, and so I did some research about how to love what you do every single day. The article I found comes from mashable.com, and the title is “7 work habits that will overcome your lack of passion.” You can access the article here. You can read it for yourself and decipher the message you want from it, but the following is my interpretation of what Aaron ORENDORFF is trying to say.

At first, when I started reading this article I felt bummed because Aaron Orendorff quotes Cal Newport who says “following your passion’ is dangerous advice.” I took that as the idea that a lot of people try following their passions and fail. He then goes on to say that it’s not just Newport that is saying this but a “host of leaders. academics, and entrepreneurs have all come to the same conclusion: nearly everything you’ve been told about following your passion is wrong.” I then realized that it’s not people trying to follow their passions and failing that is the concern, but its how you pursue your passion that matters! So let’s begin the journey of what habits we need to have in order to create the job we want for ourselves!

 

Habit 1: Purpose

The idea of this paragraph is that when you focus on your passion, you are focusing on yourself. When you have a purpose, you are focusing on something more than just yourself. Aaron says “it reorients our focus onto the people and causes we’re trying to reach, serve, help, and love” and it’s not our passion that does this but the purpose behind our passion that does. So if you want to make your passion your career, you need to ensure that what you love to do serves a purpose to other people. If your passion doesn’t serve a purpose, then you won’t have any customers or audience.

 

Habit 2: Picking

I love this habit because I think it speaks a lot of truth and it’s something that we can all work towards. Shaa Wasmund in the article says “No’ is a far more powerful word than ‘yes.’ ‘Yes’ said out of obligation or fear takes time away from the things and people we love.” Take a second to reflect on all the times you have said yes because you felt obligated to say yes. Now think about how much time you spent doing something you didn’t want to do because of that yes. It’s essentially wasted time that you can never get back. We all have limited time in the day and time is our most valuable asset.

‘No’ gives you the power to PICK the things that are important when it comes to making an important decision. When you are starting a new venture for a new career, you need time in order to set yourself up for success. So saying no is going to be crucial to making time for yourself.

My favorite quote of the subject is “that’s what picking is all about: slow down, pause, evaluate, weigh, and only then make a clear-headed choice.” Too often we get so excited about our passion we just try to find every source of information and try to learn everything all at once, and we miss vital steps and time on things that didn’t matter. Picking correctly is how to create a job for yourself that you love.

 

Habit 3: Practice

You know what you love to do and if you followed the other two habits than what you love to do has a purpose, and you have picked the correct opportunities to say no to create time for yourself to pursue your dream job. Let’s talk about habit 3, practice.

You obviously love the job you are trying to create for yourself, but that doesn’t mean you are an expert or professional in the field. Now it’s time to devote all the time you created for yourself to master your passion. “You must zero in on your weaknesses, and you must do so over and over again, for hours a day, week after month after year.” It’s going to take a long time to develop skills in the field you are passionate about. The more you allow yourself to practice the better you become, and you begin to hone your skills. When you become great at the skill, people will see that, and you will obtain followers, customers, fans, and start to create an image for yourself. Saying no leads to time for you to practice which is key.

 

Habit 4: Planning

I would recommend reading this part of the article on the blog because they describe this subject entirely. A lot of people have an idea of what they want for themselves, but they never create a plan. They never create realistic expectations for themselves or even goals. My favorite quote from this is “planning is a golden thread woven through the lives of artists, leaders, and entrepreneurs alike. The trick here is that plans need NOT be grandiose. Rather, they shouldn’t be.”

I love this quote in the article because it’s saying that if you create a plan for yourself with real data and real world options that you are already going to be ahead of competitors. You need a plan for your dream. I love The Minimalists, and I listen to their podcast frequently, and they talk about how when they started out if only 2 people came to a show for them it was a success. It was part of their plan to help people. They didn’t care about themselves or their personal successes, they just wanted to help people, and anybody that showed up was a win. Critics may say that it was a failure, but to them, it’s a huge win! Realistic goals and expectations critical when pursuing your dreams. Hint: It’s probably going to be a slow start.

 

Habit 5: Positioning

The article quotes Jason Stone,

“Passion can only take you so far. After that, if you don’t have the skills, the tools, the resources, the knowledge, and the track-record to move forward, take risks, and expand. Otherwise, you won’t be able to position yourself as an authority. Positioning is key to make sure you are ready when opportunity strikes!”

A common thing I heard about success in college is that it’s not what you know, it’s who you know. And I find a lot of truth in that statement. Which is why being active in the community you are passionate about is important. I love that Jason says to “take risks, and expand.” You need to put yourself out there and try to get noticed in the community.

I also think this quote from the article is important.

Al Ries and Jack Trout in Positioning: The Battle for Your Mind, “is not to create something new and different, but to manipulate what’s already up there in the mind, to retie the connections that already exist.”

I think what they are trying to say is that instead of trying to change the idea of who you are in other people’s minds, just manipulate those ideas and embrace who you want to become or who you really are. It’s going to save you time, and people will adjust to you.

 

Habit 6: Peripheral

The main point about being peripheral when pursuing a dream career for yourself is that “passion makes us myopic.”We become so focused on who we want to become or what we want to do that we don’t focus on what what truly is.

“Adopting a peripheral perspective forces us to examine the margins. It widens our view. Rather than rush headlong into disaster, we’re able to spot not just the pitfalls but the opportunities we would have otherwise missed.”

If you are pursuing a passion, it’s important to look at what other people are doing or what is trending and to not get tunnel vision on specific ideas you want.

 

Habit 7: Perseverance

It can be difficult to persevere through all the negative comments and critics talking about you in negative ways. You are going to have people who tell you it’s impossible or that you can’t do it or that you are not smart enough to do it. But if everyone who successfully followed their dreams listened to the people who told them how to live their lives, they wouldn’t be successful. If you really want this for yourself, you need to persevere.

However, it is important to understand that perseverance is also about learning from your mistakes and learning new things. Starting a new venture about your passion means you are going to be making newbie mistakes and you can learn from them which is what Aaron is trying to say in this part of the article.

“Although it might sound odd, perseverance is as much about putting in effort as it is battling ego. Drunk on passion, masters are doomed to repeat failures in the name of “pushing through.” In contrast, students do more than hone their craft; they learn from their mistakes. ”

Don’t be the master, be the student. Be willing to learn and mold so you can become successful. If you find that you are too passionate about what you are trying to do and you don’t want to change or update processes, then your passion is probably better suited as a hobby and not a career. Which is fine! Doing what you love is an important aspect of life.

These last two paragraphs are just too important not to put in.

“But sometimes you won’t come back to win it. At least, not in the moment. Jobs will be lost. Pitches turned down. Relationships ended. And reviews harsh.

Failure, however, isn’t just an inevitable stepping stone toward success. Rejection is part of success itself. As Louis CK put it to a budding comedian, “The only road to good shows is bad ones. Just go start having a bad time and, if you don’t give up, you will get better.”

 

Summary of Dream Following

Something that opened my eyes in this article is that a lot of people are passionate. They want to make their passions a career and make money from it because they probably see other people making money doing what they love. But the execution to make their passion a career is making those people fall short.

If you want your passion to be your career, then you need to have a plan of execution for yourself. A plan for your future job to serve a purpose to people. You need to create time for yourself to learn more about that passion and become a professional or at least known in a community that your passion is based around so you can start to get noticed. One of the most difficult things is not to have tunnel vision about what you want their dream job to be, and if you fail you need to not give up!

 

Failure: The Negative Connotation

Failing does not mean you are a failure! All failing means is that you simply tried something new and it didn’t work! There is such a negative connotation when it comes to failing. The term I use for failing is learning! You didn’t fail you just learned that the processes you used didn’t work! Go back to your plan of action and see what could have caused it to fail and then re-try! You may have to try 100 times over until you find something that works but if you do then you’re going to love your life after! You are doing what you love, so it probably won’t seem like work anyways!

It may come with a lot of pain, and the negative comments are going to hurt, but don’t let them be the final decision maker to quit doing what you love. Because those people are probably miserable and are jealous that you are trying to become something that you want to become and doing what you love. Update your processes, learn from others, and get involved in the community. At the very, very least, you have developed new skills and learned a lot about your passion. If you try for 10 years and fail, then you at least learned skills along the way that will help you in your career, and you were happy in the process.

Don’t give up! Now chase your passions with these habits and find yourself becoming successful!

Do you think that this information will help you achieve your dream job?

Let us know in the comments!

Why Some Successful People Have At Least Two Careers

CORE

I found an article on Harvard Business Review from Kabir Sehgal who works in corporate strategy for a Fortune 500 company, was a US Navy Seal and is an award-winning music producer!

Just reading about this guy made me tired. I have no idea how he has the time to do everything he has done in his life and continue to keep learning and growing. I work a full-time job and volunteer in my community, and I feel like a lazy person compared to this guy! As I began to read his article, I started to discover the benefits of why he was so busy.

The title of the article is Why You Should Have (at Least) Two Careers, and I was inspired by what he has to say. You can access the article here.

 

So, Why Should You Have (at Least) Two Careers?

When asked why Kabir had multiple careers he stated “Quite simply, working many jobs makes me happier and leaves me more fulfilled. It also helps me perform better at each job. Here’s how.” He then goes on to talk about how his corporate job was able to help subsidize his record career. A critical part of this paragraph that I think can be life changing is when he talks about how he got started in his career as a record producer and the reason behind wanting to become a producer. He states that “I volunteered so that I could gain experience in this new industry” and the reason he wanted to become a producer was that he had a “passion for jazz and classical music.”

 

The Power of Volunteering

He was passionate about something, and he wanted to learn how to become better at it. What is the best way to learn how to become a professional at something? By learning what professional people do in the field by volunteering for them! This idea makes so much sense! You aren’t getting paid in money, but experience, which is even more valuable if you have little to no expertise in the industry you are passionate about. If you are looking to start a new career or go into a field you are interested in; volunteering is the best way to accomplish that goal. People normally are willing to accept free help and getting hands on experience is incredibly valuable.

 

Benefits of Social Circles

Kabir then talks about how he met people in different social work circles and how he was able to use these circles to his advantage in his corporate job. But not only to his advantage but his clients and friends as well! The more you learn about different jobs in different fields, the more people you meet, which increases the number of life changing opportunities that could arise. Which is why your primary motive shouldn’t be money.

 

Discover Innovative Opportunities

The last point that Kabir makes in this article is how working in multiple different careers helped him Discover Real Innovations. He states that “When you work different jobs, you can identify where ideas interact – and more significantly, where they should interact.” Just food for thought ?

I don’t want to break down the whole article for you because I believe that you would get a lot of benefit from reading it for yourself. I think it is essential to have more than one professional skill. You never know what is going to happen in the future with the development of new technologies and how quickly our world is changing. But if you know how to work at a professional level in different industries, you should always have a secure future.

How to Select a Different Industry

A lot of people reading this are probably thinking that they don’t have time to learn another trade-craft or they have no idea where to start looking. Well, I have some tips to help with that. When you are looking for a new career in a different industry, I would look at what you are passionate about. What drives you to get out of bed every day? What job would be your dream job? Then create a goal to learn more about it and become a professional in that field. Do what Kabir did and volunteer! Learn more about the industry and discover how to become successful!

If you choose something you love to do, then the extra work won’t seem like extra work…it will seem more like you are doing a hobby or exploring a new interest. A big hint that Kabir gave was that he was PASSIONATE about music. If you find your passion and work towards it, then you too will be a working professional in different industries, and you will have a lot of doors open for you. Who knows, maybe your passion will become your new full-time job!

Additional resources if you can’t find a way to volunteer are to sign up for classes! Classes are a cheaper alternative to college and are more specialized. You can also sign up to watch webinars, find Facebook groups, and try to be a more active member of the community that you’re passionate about. You can also read books from professionals in that industry to learn what they did to become successful in your passion.

So what are you passionate about?

Let us know in the comments!

Career Life Lessons You Need To Know Today

Core Foundation

I found an incredible article about careers that I think will help a lot of people.

It ties into some important life lessons my parents had taught me, and I wanted to share my experiences with you because it ties into the article really well.

Have you ever wondered if you are making the right choices in your career? Thinking about my future career was always something I never really was concerned about for most of my life.

My parents taught me that if you work hard, you get to play hard and you will be successful. They defined success as being able to hold a job and earn a steady income. But that was the extent of what I was taught. My parents didn’t go to college, and I grew up in a very tiny town where going to college wasn’t important to a lot of people. What was important to them was spending time with their families and making enough to support their families. But my parents wanted me to be different. To have a better life than them and pursue college if it was what I wanted.

I decided to go to college, and I was opened up to a whole world I didn’t know existed. This world had the same values that my parents had taught me, but I was introduced to other values that I never even thought about. A lot of what made the values possible was the rise of the current digital age we live in. My parents didn’t grow up with the technologies we have today. Careers that people have today were unheard of back then.

As I worked different jobs and worked to start my career after graduating college, I saw that what my parents said had been paying off. The hard work and long hours was producing the results I wanted! But I noticed that the 6o-70 hours a week over 4 years was burning me out. I was stressed, tired, angry, and upset. I realized that it was not healthy to feel that way. I wasn’t living a healthy lifestyle, and I could see how it was affecting my mental health.

So I did what any normal person would do, and I consulted my parents. They told me that work could be that way sometimes and that you need to work through it. That what was important was that I had a job and was able to support myself. But if I was burning myself out and my mental health was at risk, then I needed to consider making some life changes. I needed to figure out what was causing these problems for me and try to eliminate those problems to help simplify my life. The following are 3 things that my parents taught me about career life lessons that I think provide a lot of value:

1. Nobody On Their Deathbed Wishes They Worked More

At first, this was a difficult idea for me to understand because I come from a culture of the working class people and work was an essential function of life. A lot of people love to work, and I didn’t see why someone would regret trying to become more successful or make more money.

At certain times in our lives, I saw how poor my family was compared to other families and kids in school. From a young age I have always been concerned about money and if we had enough. I remember asking my mom if she was sure that it was okay if we went to the movies or out to eat on the weekends. I always valued money because I felt like it was something that we never had. Now I am not saying this because I want anyone to feel bad for me because you should’t. I was lucky enough to never have to go without anything. I just wanted to explain why I felt the way I feel about money and why it was some important to me. But very wise mother explained to me that there are more important things in life than money. More important things than material objects that won’t last as long as the people in your life. Your best friends, your family, and the memories you create with them are far more important than any amount of money. It’s something that you can’t even put a dollar value on in the long run because those things makes us truly happy. If you don’t do enough of what makes you happy in your lifetime, you will regret it in the end.

2. The Need To Disconnect

Our family didn’t have money to travel, so we spent the majority of our weekends in the mountains camping. We would go hunting, four-wheeling, fort building, and shooting. When I was little, it was the best thing in the world, and I didn’t understand how important it was to be in nature, and to disconnect from our connected world.

My mom reminded me that we are more connected today than we ever have been. With emails, phone calls, Facebook, Twitter, Snapchat, and event reminders I realized that the amount I was trying to keep track of was making life seem more complicated than it needed to be. And the best way to get away from all the stress and connection is to go to a place where there is no connection. A peaceful, quite place called nature. She explained to me that the reasons we spent so much time in the mountains was because it was how my parents disconnected from their work lives. Without the ability to be outside my family may have gone crazy. I don’t think people utilize nature enough, but it is an incredibly powerful tool.

3. Simplify Your Life

A common theme that I have talked about throughout this article is the idea of simple. My dad pointed out to me that life is way more simple than it seems. We complicate our own lives and bring in a bunch of extra stress and complications that we really don’t need.

We have a lot of nice apps that serve great purposes in life like Twitter, Instagram, and Snapchat, but you don’t NEED them. What is important is discovering what is really making you happy and doing those things. Focus on those hobbies that make you happy and differentiate you from everybody else. Don’t let outside influences determine what you like and what makes you happy. You get to choose your life and what you love can only be decided by you. Figure out what they are and spend a lot of time doing them. And the things that you thought were important, won’t seem so important anymore.

I was incredibly fortunate to grow up where I did because the idea of a simple life is something that I learned from the culture I grew up in. I was lucky enough to get the education I wanted but to also understand the importance of living in the now and experiencing life now because we may not be here tomorrow.

The following article talks a bit about this, and it comes from Bernard Marr who is an influencer on Linkedin, and he is a pretty incredible guy. It’s about “10 Important Career Lessons Most People Learn Too Late.” I believe that this article he wrote will truly help you change your ideas about your career and help you in finding happiness within your career.

Let me know what you think in the comments! Thanks for reading.

 

Looking For a New Career? Consider Dental Administration

If you are looking for a new career but aren’t sure what career path would be the best for you; I may have found something to spark your interest. Dental Administration is an exciting niche career that mixes health care and business. It’s a dynamic career that requires you to learn a lot about dentistry and health. You have to know the terminology, health risks associated with different treatments, and even learn about cosmetic dentistry.

A job opportunity as a dental administrator can be challenging, and even though it is challenging, it is also really rewarding. Not only do you get to help people, but you also learn about aspects of business that can carry into other jobs and career paths as you grow into a business professional. The field of dentistry is constantly changing and updating processes so when patients come to the dentist; it’s less painful and more efficient. As a dental administrator, it’s your job to keep up your processes up to date and to learn of all the different and new systems that are being put in place.

I have compiled a list of various jobs that dental offices have that are essential for keeping the office profitable, organized, and professional. Of course, the list of responsibilities can vary depending on the size of the practice, the amount of staff, and the number of patients the office see’s every week. So let’s go over some of the job opportunities for a career in dental administration!

 

Receptionist/Scheduler

As a receptionist or scheduler, you are on the front lines of battle. Your role in the office is important because, without you, the dentist’s schedule becomes unorganized and you can upset patients by booking more than one patient at a time. In a way, it’s kind of like playing Tetris, but with customers dental health needs and not virtual blocks. In a way, you are the face of the office. You are who the patient generally interacts with first. Having skills in customer service is very critical.

Here are some of the general skills required to be a receptionist/scheduler.

– Communications Skills
– Organization Skills
– Customer Service Skills
– Working with Computer Scheduling Programs
– Billing and Payment Methods
– Phone Communication Skills
– Understanding Different Procedures and Duration of Procedures
– Helping With Lab Work
– Cleaning Instruments
– Preparing Claims for Dental Insurance
– Safeguard Patient Privacy & Confidentially
– Organize Referrals to Other Dental Offices

 

Office Management/ Practice Administrator

Being the office manager of a dental office requires a lot of skill and experience leading people and managing systems. You play a huge role in ensuring that the office is reaching production goals. You set the standard for the employees, and they look to you as for an example of a business professional. If the office isn’t running smoothly and your practice is not profitable, then management is not doing their job effectively.

Some of the skills required to be an office manager are:

– Setting & Reaching Obtainable Production Goals
– Coaching Staff to Ensure Customers Have a 5 Star Experience
– Being Organized & Working Quickly
– Training Staff Effectively
– Handling Employee Discrepancies
– Shaping & Changing Peoples Professional Lives
– Ensuring the Office Has Supplies to do the Job Effectively
– Ordering New Supplies & Tools
– Rewarding Staff
– Creating Company Culture
– Creating a POSITIVE EXPERIENCE for the Customer
– Customer Service Skills
– Ensuring Providers are Upholding Agreements
– Accommodating to Staff Needs
– Creating Company Policy
– Email Management
– Promotional Events
– Overseeing Insurance Claims & Payment Methods
– Maintaining a Company Budget

 

Human Resources

Some offices may not be big enough to have an HR department, and the manager deals with most of the employee issues, training, and employment laws. Luckily, some offices are large enough to have an HR department, and you could start a career in dental HR! In my business law classes in college, our professors said that the most important department in a company is the HR department. One bad lawsuit and the whole company could go under, which makes HR a critical job!

Some essential responsibilities of HR in dentistry are:

– Accurately Completing Payroll
– Job Interview Skills
– Hiring the Correct Candidate for the Job
– Paying Company Invoices
– Dealing with Insurance Claims
– Handling Employee Discrepancies
– Understanding Business Laws
– Email Management
– Communications Skills
– Running HR Computer Software Programs
– Being Organized & Accurate
– Teaching Company Policy & Enforcing Policy

Marketing

Marketing is an essential part of an office because it’s how you obtain new patients and help keep the schedule full! Most offices do bootstrap marketing techniques to get their name into the public eye like events, handouts, billboards, and some offices rely on word of mouth or referrals to grow their business. But with the world drastically changing into an online world, you can send your company messages and niche to thousands of people with the click of a button. Some offices may use social media channels to relay messages, and other offices may not use marketing at all. It all depends on the company you work for.

Some responsibilities that marketers have for a company are:

– Creating Promotions & Events
– Social Media Marketing
– Search Engine Optimization
– Tracking Stats Using Google Analytics
– Google Adwords
– Engaging Customers
– Brand Creation & Management
– Getting New Patients
– Email Marketing & Communication Skills
– Replying & Responding to Negative Reviews
– Obtaining Referrals from Other Dental Offices
– Creating Handouts & Gifts
– Ad Creation and Implementation
– Organization Skills

 

Account Management

Account managers are the people who organize the more financial aspects of the company. They are responsible for communicating with the patient and insurance companies to ensure that payments are being processed correctly. Sometimes this job falls onto the management or the schedulers! Other dental companies have an entire account management team running the show! Like I said before, job results may vary.

Job responsibilities of an Account Manager:

– Enter Customer Payments
– Call & Collect Balance Information From Insurance
– Process Insurance Payments
– Manage Patient Payment Plans
– Knowledge of Google Sheets or Microsoft Excel
– Managing Patient Accounts
– Keeping Customer Information Confidential
– Creating Obtainable Collections goals
– Managing the Relationship Between the Company and the Patient
– Managing Emails & Email Response
– Customer Service
– Phone Call Service Skills

 

The Core Foundation

Whew, alright we did it! We covered A LOT today, and there was a lot of great information. If you read all the way to the end, thank you so much! I really hope that some of this information was beneficial for you and helps you choose a career path that fits your lifestyle and is something that you are passionate about! Just to recap, dental administration covers a variety of fields with different job responsibilities that are all essential in a productive dental office. It combines a health field with a business field that is challenging but also rewarding because you will constantly grow by learning new things.

The best part of dental administration is that you don’t have to stay in one of these fields. You can move between these jobs to find which fits best for you. A lot of people in dental administration will probably be doing a mix of the different jobs above to help create a successful office! Like I said roughly 1000 times before, it all depends on the company or practice you work for!

WE ALSO HAVE EXCITING NEWS! We here at The Core Foundation are excited to announce that soon we will have classes for dental administration! We will be teaching all of these aspects in our classes to prepare you for a career in dental administration! Class start soon and we will be updating our pages soon so keep an eye our for our social media and emails so you don’t miss out!

Thanks again for reading and good luck on your career search!

Wondering If It’s Time For a New Job? Check This Out

Hey Everyone!

Today I am here to review this article that is trending on Facebook with 1.2M Engagements, Linkedin 141.3K Shares, and Twitter 4.5K Shares!

The article is 7 Reasons the Best Employees Quit, Even When They Like Their Job!

By Lolly Daskal President and CEO, Lead From Within

It doesn’t matter if you are a boss at work or an employee working for someone; all this information is valuable!

The article starts by talking about how terrible it is to lose a great employee. How there are more than just financial expenses associated with losing a great employee and how your team suffers trying to replace that employee. I love how this article starts because it already hints at the idea that losing a great employee can give the company more problems than just financial.

Some other problems that arise when you lose a great employee are that production slows down for training, the staff may miss the person and question why they left, the cost of re-training; the list goes on and on. Losing a great employee is not easy on a company.

That concludes the introduction of the blog so lets move on to the 7 reasons why the best employees quit!

*All images are screenshots from the original blog

Review of 1. Stagnation

I LOVE what Lolly say’s here. Absolutely incredible. In my personal career I have seen stagnation happen and employees that experience what she says in the very last sentence “they’re far more likely to be bored, unhappy, and resentful—things that affect performance and the entire team’s moral” and these employees didn’t want to stick around. When people become resentful towards the company, work performance decreases and it can cost the company more in the long run if they lose a great employee. When you add the performance drop over time with the cost of replace that employee, the overall cost is actually much higher. Seems like a high price to pay for something as simple as stagnation.

Review of 2. Overwork

In my eyes, this is the perfect paragraph. I feel like a lot of people can relate to how this feels because no one likes to feel like they have been taken advantage of. Normally it’s your best employees that are overloaded the most and when your best employees are not compensated for it because the company doesn’t want to pay them more, the company just created the perfect equation for losing its best employees.

Review of 3. Vague Visions

This. Is. Amazing. Make sure you create goals in your business to help reach those big dreams and visions. Make sure the goals you set are attainable to reach because otherwise you as an employee will become burned out and feel like you have been failing.

Review of 4. Profits Over People

Enough Said. Smart people, who are good employees do research and generally know when they are taken advantage of. When this happens, the smartest employees leave the bad situation. When that good employee leaves, I believe other employees notice and this can strike low morale and under-performance because those employees start to feel undervalued.

I found this cool article about why happy employees are more productive at work! I think it ties into this idea and its interesting! Check it out!

https://www.fastcompany.com/3048751/happy-employees-are-12-more-productive-at-work

Review of 5. Lack of Recognition

Enough said, why continue to produce great work and not be rewarded to continue creating great work. This doesn’t mean money necessarily because like Lolly says, “there are lots of low-cost ways to provide recognition.”

Review of 6. Lack of Trust

I love what she says in this paragraph and especially the last sentence. “The rest, even worse, will stay behind and follow your lead.” This is how companies fail. Dishonesty in management leads to good people leaving and the people who are okay with dishonesty staying. It creates a company culture of people being taken advantage of and no one can work for a company like that.

Review of 7. Excessive Hierarchy

I have experienced this is in my personal career in past jobs. I would also add that it feels like you are being crushed by pressure and can lead to depression. The last paragraph is all you need to hear to better understand how important this is.

“Ultimately, many people who leave their job do so because of the boss, not the work or the organization. Ask yourself what you may be doing to drive your best people away, and start making the changes needed to keep them.”

My analysis of this blog is that it is accurate and that is why it is so popular. People do not like to feel like they are being taken advantage of or actually being taken advantage of. Companies are more successful when they treat employees with honesty, respect, proper compensation, and when they treat employees how they want to be treated. They also save money in the long run and perform more precisely. Just look at companies like Google. If you feel like this is happening to you, talk to your boss about it and try to come to a resolution. If you can’t, then it’s time to leave and find a better job for your personal needs.

Let me know what you think of this in the comments and thanks for taking the time to read! If you want also share this message on Facebook to continue helping people with this message from Lolly Daskal!

People may need to hear this.

Thanks for reading guys!

What exactly does a Dental Assistant do?

Dentists are superheroes in the eyes of their patients. Have you ever wondered where they get their superpowers? From their sidekicks; the dental assistants! Like Robin to Batman, dental assistants are the powerhouse behind the working dentist. Whenever you visit your dentist, you see a person standing right next to the dentist, and assisting them in performing the dental procedures. This person is a dental assistant who helps the dentist in dental operations.

Let’s look at the duties and responsibilities of a dental assistant. However, before that, we will look at what type of qualification or training required in becoming a registered or certified dental assistant.

How to Become a Dental Assistant?

Where you live will have a large impact on determining the type of training you will need to work in a dental office as a dental assistant. Becoming a dental assistant requires training at an accredited dental assisting school or a formal education. Some students undergo a two-year, rigorous teaching, and training program to earn a diploma or an associate bachelor’s degree in dental assisting. Other dental assistant programs can be much shorter than a formal education with a 10-12 week training course and job experience immediately following the certification for a quicker start to their careers! At The Core Foundation, we offer a 12-week dental assisting course to help jumpstart your new career!

What are the Roles and Responsibilities of Dental Assistants?

Dental assistants are vital members of the dental team. They perform a broad range of duties to ensure the smooth functioning of the dental office. A dental assistant’s responsibilities include, but are not limited to:

• Assisting the Dentist During Dental Procedures – Imagine what would happen if dentists had to get up from their chair every time they needed a dental instrument or material? The procedure would take much longer! Thanks to the dental assistants, they get everything at the dental chairside. A dental assistant even anticipates the next step in the dentists’ procedure, and provides him or her with the required instruments or materials, before they need to ask for it!

• Taking X-rays for the Dentist – Dental x-rays are taken during dental procedures. One of the duties of dental assistants is to take dental x-rays and then report the images to the dentist. Thanks to modern technology, x-rays provide digital images which can be viewed directly on the screen so developing x-rays is not practiced as often.

• Instrument Handling and Sterilization – Dental assistants assist with taking care of the dental instruments and sterilizing them after being used in the dental procedures. They are also responsible for developing and implementing infection control protocol for the dental operatory, which is then followed by the entire dental team.

• Looking After the Patients – Dental assistants make sure that patients remain comfortable while in the dental office before, during, and after their dental treatment. They escort the patients from the waiting room to the dental operatory and then see them off once their treatment has finished.

• Patient Education – Whenever patients have any questions, dental assistants are usually the trusted hero to answer the question. As a part of their training and responsibilities, dental assistants educate patients regarding the procedure they are about to undergo and are readily available for any other queries that the patients may have.

• Making Dental Impressions of Patients – Sometimes, dental assistants have the responsibility of making impressions of the patients’ teeth for making study models. However, not all states in the United States allow dental assistants to perform this operation.

• Communicating with Dental Suppliers – Dental assistants keep a record of the materials used during the dental procedures. When inventory is dwindling, they call the dental suppliers to resupply the office equipment. They are responsible for ensuring uninterrupted supply of dental materials, and instruments to keep the office running smoothly.

• Coordinating with the Dental Laboratory – Dental appliances for patients such as dentures, crowns, bridges, and orthodontic retainers are not developed in the dental office. Rather, these advanced tools are crafted in a dental laboratory. Another responsibility of a dental assistant is to remain in communication with the dental laboratory to ensure preparation and availability before patients visit for their next appointment.

To sum up, a dental assistant is an essential member of a dental office team. They are the sidekick of the dentist. Dental assistants greatly enhance the efficiency of the dentist and the dental office. The performance of the dental assistance can significantly affect the success of both the dentist and the dental office. Let’s take a moment to thank all the dental assistants around the world who work tirelessly to make us smile, build our confidence, and keep us healthy.

3 Tips to a Happy Career

I often hear people say how unhappy they are in their current job and that they wish they knew what they could do to find a job they love.

My advice is simple, here are three key ways you can distinguish for yourself a career choice you would love whole heartedly.

1. Choose Happiness. 
No matter where you are or what you are doing, decide to be happy. In all jobs, there will be times when something might happen, and at the moment you are left frustrated, angry or upset with the situation. In my experience, there have been numerous times, which I blamed the job, or the career that I was in for my feelings of discontent.  I have come to realize, over many years of being in the same career, which I do love, that there will be times I hate the job, and that is life, happening, at the moment, and that it is not going to be rainbows and butterflies all of the time.

2. Choose Your Passion.
If you want to do what you love, choose a job that allows you to express your passion for life. What is something you love to do and would love doing every day? Wayne Dyer has an excellent quote, “Do what you love and you will never work a day in your life.” We often think that we cannot make money doing what we love. Realize, this is lack thinking. Reframe that statement and pose it as this question “How can I earn an income doing what I love?” Today the world is riddled with people stepping out of their comfort zone and challenging the social norm of a 9-5 job. Moms are building businesses from their personal PC; people are creating online stores, kids are starting businesses and using social media as a tool to generate income. You too can do what you love and make money doing it.

3. Take Action. 
Albert Einstein said, “Nothing happens until something moves.” In life, to get anywhere, you must act. Commit each day to taking actions that will continue to move you forward into the career and job you love. With today’s technology, you have the entire world at your fingertips. If you do not know how to do something, you can type it into Google, and you will have pages of information to comb through and learn. It takes one action, typing in a question, keyword or phrase and resources are immediately available to you.

Choice, Passion and Action, three key ways you can love your job and have happiness and fulfillment in your daily life.